Clarity Insolvency CLARITY INSOLVENCY

Have you received a call, text or WhatsApp from Clarity? You can verify that it was from us and learn why we are contacting you. You are in the right place.

Verify our communications

Is this message really from Clarity?

If you have recently contacted UK Debt Expert about your debt, your enquiry may have been referred to Clarity Insolvency.

We may contact you by phone, SMS, email or WhatsApp to discuss your options. Use this page to check our details and confirm our communication is genuine.

How to verify us Contact us yourself →

Over 3,000 people helped across the UK

You are in safe hands

Licensed Insolvency Practitioners

  • Free initial advice with no obligation
  • Regulated, qualified UK advisers
  • All your options explained, not just ours
  • Confidential and judgement-free

Trusted by thousands across the UK.

How to verify us

How to verify our communication

Check the details below to confirm it is really us.

Check our SMS

Our SMS messages are sent from the number below. The sender shows as a number, not a name.

+44 7537 412380

Example

"Hi John, following your enquiry with UK Debt Expert, Clarity Insolvency will contact you today regarding your debt solution options. Clarity Insolvency"

Check our WhatsApp

We only message you from our official WhatsApp Business account.

Clarity Insolvency

Official Business Account

Look for our profile picture and business name.

Check our email

Our emails will always come from an @clarityinsolvency.co.uk domain.

Example

advice@clarityinsolvency.co.uk

What we will never do

Your security is important to us. Clarity Insolvency will never:

  • Ask for your online banking passwords
  • Ask for your card PIN numbers
  • Ask for any one-time security codes
  • Ask you to transfer money during an unexpected call

If a message asks you for any of these, do not respond. Contact us using the details below and we can confirm whether it came from us.

Debt solutions

The solutions we offer advice on

When we contact you, it is to talk through the options that may suit your circumstances. These are the solutions we advise on.

Individual Voluntary Arrangement (IVA)

A formal agreement to repay what you can afford

  • Typically lasts 5 to 6 years
  • Single, affordable monthly payment
  • Protects you from further creditor action once approved
  • Remaining unsecured debt written off at the end
  • Affects your credit file for 6 years from approval
  • Recorded on the public Individual Insolvency Register

Debt Relief Order (DRO)

Designed for low income, low assets, low debt

  • Total debts must fall within the qualifying threshold
  • Limited spare income and few assets to qualify
  • Lasts 12 months, debts written off if circumstances do not improve
  • One-off application fee, no ongoing payments
  • Affects your credit file for 6 years
  • Recorded on the public Individual Insolvency Register

Bankruptcy

A formal step to clear most unsecured debts

  • Most unsecured debts cleared at the end
  • Typically discharged after 12 months
  • May affect your home, savings and pension
  • Some careers and professions can be restricted
  • Affects your credit file for 6 years
  • Recorded on the public Individual Insolvency Register

Debt Management Plan (DMP)

An informal arrangement at a reduced rate

  • Pay creditors what you can afford each month
  • No fixed end date, runs until debts are cleared
  • Not legally binding, creditors can still take action
  • Interest and charges may continue to apply
  • Likely to affect your credit file
  • You keep more control of your situation

Protected Trust Deed (PTD)

A formal repayment plan available in Scotland

  • Available only to residents of Scotland
  • Typically lasts four years
  • Single, affordable monthly payment
  • Remaining unsecured debt written off at the end
  • Affects your credit file for 6 years
  • Recorded on the public Register of Insolvencies

Debt Arrangement Scheme (DAS)

A statutory plan to repay debts in Scotland

  • Available only to residents of Scotland
  • Pay back what you owe in full at an affordable rate
  • Interest and charges are frozen once approved
  • Protected from creditor action while in force
  • Affects your credit file while the plan is active
  • Recorded on the public DAS Register

May not be suitable in all circumstances and fees may apply. Any fees are explained upfront in writing before anything is set up.

About us

About Clarity Insolvency

Clarity Insolvency Limited is a company registered in England and Wales, specialising in personal insolvency advice.

About us
Company number
17179172
Registered office
Unity House, Westwood Park Drive, Wigan, England, WN3 4HE
Insolvency Practitioners
All formal arrangements are serviced by Ebenegate Limited, authorised to act as Insolvency Practitioners by the Insolvency Practitioners Association (IPA).
Licensed practitioner
Anthony Fisher

Still unsure?

Contact us yourself

If you are not sure whether we have been trying to contact you, please get in touch using the details below. When you call, we can confirm whether we have been trying to reach you about your enquiry.

Call us now

  • Over 3,000 people helped

    We've helped over 3,000 people find the right debt solution.

  • Excellent reviews

    Rated 'Excellent' on Trustpilot by our customers.

  • Licensed IPs

    Licensed Insolvency Practitioners providing expert advice.

  • Safe & confidential

    Your information is always kept secure and private.

FAQs

Frequently asked questions

Why is Clarity Insolvency contacting me?

If you recently contacted UK Debt Expert about your debt, your enquiry may have been referred to us so we can talk you through your options. We will only ever contact you about the enquiry you made.

How can I be sure a message is really from you?

Check the phone number, sender name, WhatsApp account and email domain on this page against the message you received. If anything does not match, do not respond. Call us on 0800 828 8091 and we can confirm whether the message came from us.

I missed a call from a number I did not recognise. Was it you?

We may call from 0800 828 8091 or 0800 870 8610. If you are unsure, call us back on 0800 828 8091 and we will confirm whether we have been trying to reach you about your enquiry.

Will you ever ask me for money or passwords?

No. We will never ask for your online banking passwords, card PINs or one-time security codes, and we will never ask you to transfer money during an unexpected call.

Is my information safe?

Yes. Your information is kept secure and confidential, and is only used to advise you on the enquiry you made.

Still have a question? Contact us and we will be happy to help.