Clarity Insolvency CLARITY INSOLVENCY

Booking confirmed

We have booked your call

Thanks for scheduling your call with us. Next, an advisor will call you at your chosen time to discuss your options, including the possibility to:

  • Write off a percentage of unsecured debt
  • Reduce monthly payments
  • Freeze interest and charges

Possible outcomes will depend on your circumstances and the solution you decide to proceed with. Fees may apply for certain formal solutions and will be explained in full before anything is set up.

What happens next

What to expect on the call

  1. First, we will review your situation

    Your advisor will get to know more about your income, expenditure and what you owe to understand how you are managing your finances now.

  2. Next we will explain your options

    Once your advisor has a full picture of your finances, they will explain all the debt solutions available to you.

  3. You decide

    When you have all the information you need, you decide what solution is right for you.

FAQs

Frequently asked questions

How much does advice cost?

Initial advice is free and confidential. If you go ahead with a formal solution, fees will be explained in full by your advisor.

Will this affect my credit score?

Most debt solutions affect your credit file. We explain the specific impact of each option so you can decide what is right for you.

Are you regulated?

Our Insolvency Practitioners, also known as IPs, are authorised by the Insolvency Practitioners Association (IPA).

How long does the process take?

The timeline depends on the solution. An IVA typically lasts five to six years; a DRO usually 12 months; a Debt Management Plan varies.

Can I include all my debts?

Most unsecured debts can be included. Secured debts (e.g. court fines, child maintenance, student loans) are usually excluded. We will tell you what applies to you.